Dental

Tools and Resources



DENTAL PLANS

For 2016, Emory employees can choose from two types of dental plans: the Aetna Traditional Dental (PPO) or the Aetna Dental Maintenance Organization (DMO). Below is an overview of each plan.

For more details, view the Quick Guide to Dental Plans or the Summary Plan Descriptions.

 

arrow  AETNA TRADITIONAL DENTAL (PPO)

The Traditional Dental (PPO) plan is a traditional dental plan where you pay for services through co-insurance. Co-insurance is the portion you must pay for services, in most cases, after meeting your deductible. The deductible is a set amount that typically you pay before co-insurance starts.

Features of this plan include:

 

arrow  AETNA DENTAL MAINTENANCE ORGANIZATION (DMO)

The Dental Maintenance Organization (DMO) Plan is a managed care plan that contracts with a list of providers at a set fee schedule. Participants pay co-pays and do not have to pay co-insurance.

This plan offers a limited network of dentists with low member contributions, no deductible and low out-of-pocket co-pays. Out-of-Network coverage is not available. A Primary Care Dentist (PCD) must be selected and a referral is required for specialist care.

Features of this plan include:

  • No deductible

  • Low out-of-pocket co-pays

Be sure to check with your dentist before enrolling to ensure he/she is participating in the plan and accepting new patients.