Pre-65 Retiree Annual Enrollment

What's New for 2024?

Whether it’s your physical, mental, or financial health, Emory offers a comprehensive benefits package to help meet your needs. Here are the highlights of what is changing for 2024:

Medical, Dental, and Vision Plan Rates

Medical costs continue to rise overall, resulting in an increase in the retiree contributions for 2024. Rates for the dental and vision plans will remain the same as last year. View rates.

Vision Coverage Rolls Over

If you are currently enrolled in vision coverage, it will now automatically roll over (previously, you had to submit a new election form each year). This year, you only need to submit a form if you are canceling coverage or adding it for the first time. The annual premium will be deducted on January 3, 2024.

Life Insurance Beneficiary(ies)

You may also need to make updates to your life insurance beneficiary(ies). If you need to make a change, complete and submit the Life Insurance Beneficiary Form (see below).

Incentives

Well-being and Medical Plan Incentives will be offered again in 2024 giving you the opportunity to offset your medical costs by participating in a variety of healthy activities. Your spouse can earn the incentives too. Incentives for the annual preventive exam will be offered in 2024. View 2024 Incentives.

Services Received from Tier 2 Providers

If you live anywhere in the U.S., services you receive from a Tier 2 Aetna provider will be covered at the same level as in Tier 1 (lowest co-pays, deductibles, co-insurance, and maximum out-of-pocket.)

Summary of Benefits and Coverage

As part of health care reform, all employers are required to provide a Summary of Benefits and Coverage (SBC) for all the health plans available to their employees and retirees. View SBC.

How to Enroll

Read the 2024 Benefits Guide to determine if Emory’s medical, dental, or vision coverage will meet your needs for the upcoming year.

After reviewing all your options, decide if you want to make any changes to your Emory coverage for 2024. To make changes, complete and submit the appropriate enrollment forms (see below). If you don’t wish to make any changes, you do not need to do anything; your current coverage will roll over.

To pay for coverage, Emory offers the convenience of automatically drafting your checking account through ACH. If you do not already have an automatic draft set up with McGriff, our third-party vendor, you will need to complete their ACH form.

Forms

All enrollment forms are in Adobe pdf format. You should download the forms and save them to your computer first before completing them.

Once completed, you can either print and mail your forms or send them as email attachments (see below).

• Pre-65 Retiree Enrollment Form (use this form to to make changes to your Medical, Dental, or Vision Coverage)
• ACH Form (use this form to set up automatic draft payments with McGriff if you do not already have this set up)
• Life Insurance Beneficiary Form (use this form to change your life insurance beneficiary/ies)

Send your completed forms to:

McGriff-Emory
P.O. Box 896881
Charlotte, NC 28289-6881

You can also email your forms to: Lauren.Rice@McGriff.com

All forms must be emailed or postmarked by October 20, 2023.

Need Help?

If you have any questions or need help, contact McGriff at 678-367-3107.

You can also contact your Emory benefit’s office:

• Emory University retirees: 404-727-7613 (Monday-Thursday from 8:00 am to 5:00 pm and Friday from 11:00 am to 3:00 pm).
• Emory Healthcare retirees: 404-686-6044.