403(b) Roth

Tools and Resources

403(b) ROTH

The 403(b) Roth allows individuals to save for retirement by contributing after-tax dollars. At the time of distribution (in retirement), the withdrawal of your contributions are tax free; however, the earnings on any contributions are taxed unless your account has been open at least five years and you have reached age 59½.

Employees have the option of directing 403(b) contributions to either the 403(b) Savings Plan or the 403(b) Roth, or some combination of the two plans that does not exceed that year’s contribution limits.

Employees can make contributions to one or more of the following retirement vendors:

Vanguard is the default vendor for Emory. Employees who sign up for a 403(b) Plan but do not select a vendor, will be automatically placed in Vanguard by default.