Medical

Tools and Resources



HSA PLAN


Below is an overview of the HSA Plan. For more details, read the HSA Quick Guide.

 


OVERVIEW

The HSA Plan, a consumer-driven medical plan with a Health Savings Account, puts you in charge of how your health care dollars are spent.

Features of this plan include:

arrow  The same covered services and network of providers as the POS Plan with a different way to pay and save for health care expenses.

arrow  A Health Savings Account (HSA) with tax advantages, funded in part by Emory. The HSA gives you the flexibility to choose how to spend your health care dollars.

arrow  100% coverage for all preventive care when service is received within the EHN or In-Network.  

arrow  The HSA Plan has deductibles, coinsurance and an out-of-pocket maximum to protect you in the event you have significant medical expenses during the year.

 


COST OF THE HSA PLAN

It is important to note that other than preventive care, you pay 100% of all your eligible medical expenses, including prescription drugs, until your annual deductible is met. Once met, the plan provides coverage through co-insurance. You need to carefully consider the balance in your HSA and your ability to meet these financial obligations in the event of an illness, injury or accident.

For a summary of costs and network comparisons, view the 2017 Medical Plan Comparison Chart. For employee contribution rates, see cost.

INCENTIVES: HSA Plan members can earn financial incentives by participating in a variety of wellness or health-related activities. The incentives are a contribution to your HSA. For more information, see incentives.



PRESCRIPTION DRUGS

For information, see prescription drugs