Accidental Death and Dismemberment
Accidental Death & Dismemberment (AD&D) insurance provides coverage for non-job related accidental dismemberment or accidental death.
About AD&D Coverage
Emory provides AD&D insurance coverage at no charge for all eligible Medical House Staff in the amount of $50,000.
The AD&D insurance pays a benefit in the event of a loss of life, loss of the use of more than one member, or the loss of sight in both eyes.
A member is defined as one arm, hand, or foot. Loss of sight means legal blindness. One-half of the full benefit amount is payable for loss of the use of one member or the loss of sight in one eye. The loss must be irrecoverable.
Eligibility
- Regular full-time or part-time employees scheduled to work 20 hours or more per week are eligible.
- Full-time temporary positions on a six-month or longer assignment are eligible.
Coverage begins on an employee's date of hire.
Cost
There is no cost for AD&D insurance. Emory pays for this coverage for Medical House Staff.
How to Enroll
No enrollment is necessary. This benefit is automatically provided when the employee is eligible.How to Submit a Claim
To submit a claim, contact:
1599 Clifton Road, NE
Atlanta, GA 30322
Contact Information
Filing a claim