Reports and Notices

The following notices and reports provide you with more information about Emory's benefits plans.

Machine Readable Files from Aetna and Kaiser Permanente

In November 2020, the U.S. Department of Health & Human Services (HHS), Department of Labor, and Department of the Treasury issued the Transparency in Coverage Rule. Based on Affordable Care Act (ACA) requirements, it requires the posting of machine-readable files (MRFs) that list in-network rates and out-of-network allowed amounts on a publicly available website by July 1, 2022:

View the Aetna MRF

View the Kaiser Permanente MRF

HIPAA Notice of Privacy Practices

A notice that describes how medical information about you may be used and disclosed, and how you can get access to this information.

Read the HIPAA Notice

Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP)

If you or your children are eligible for Medicaid or CHIP and you are eligible for health coverage from Emory, the State of Georgia may have a premium assistance program that can help pay for coverage. States use funds from Medicaid or CHIP programs to help those who are eligible for these programs, but also have access to health insurance through an employer.

Read the CHIP Notice

Healthcare Exchange Notice

Emory University continues to provide medical benefits to employees working 20 or more hours per week. Our plans offer comprehensive medical coverage with a focus on preventive care. There are no limits on pre-existing conditions.

Coverage through Emory will typically provide a greater value than coverage available through a public health care exchange. The exchange is a marketplace for purchasing insurance, designed primarily for people who don't have coverage available through their employer.

If you are a benefits-eligible Emory employee, you qualify for coverage through Emory that meets affordability and coverage standards under the Affordable Care Act (ACA). Benefits-eligible employees do not qualify for federal subsidies to help with purchasing coverage through a health care exchange. If you purchase coverage through an exchange, you will pay the full premium cost of coverage. Emory pays the majority of the cost of medical coverage for the Emory plans.

Read the Healthcare Exchange Notice

Summary of Benefits and Coverage

The Summary of Benefits and Coverage (SBC) provides information to help you choose a health plan. The SBC shows you how you and the plan would share the cost for covered health care services.

View the HSA Plan Summary of Benefits and Coverage

View the POS Plan Summary of Benefits and Coverage

View the Kaiser Permanente Plan Summary of Benefits and Coverage

View the Medical House Staff POS Plan Summary of Benefits and Coverage

Retirement Plan Disclosure Notice

To help you better understand certain features of the Emory University Retirement Plan, including plan-related information and investment-related information, the Plan administrator has directed Fidelity Investments, one of the Plan's providers, to collect information from all of the Plan's investment providers, consolidate it and deliver it to you.

This information should help you better understand the investment options, restrictions and expenses associated with accounts you may have in the Plan in order to help you when making investment elections.

Download Emory University Retirement Plan Disclosure Notice

Emory Clinic Members

Download Emory Clinic Retirement Plan Disclosure Notice

Summary Annual Reports (2020)

View the 2020 Summary Annual Reports

Emory reserves the right to terminate, suspend, withdraw, amend or modify the plan in whole or in part at any time.

Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.