HSA and POS Plans

Beginning January 1, 2027, Emory’s HSA and POS plans will have access to a new provider network, the Anthem Blue Cross Blue Shield network, with AmeriBen serving as the medical plan administrator. 

Key Updates to the HSA and POS Plans

  • The HSA and POS plans will have access to a new provider network—the Anthem Blue Cross Blue Shield network. Anthem is anchored by Blue Cross Blue Shield plans across the country and provides one of the most comprehensive networks in the nation. 
  • AmeriBen will serve as the medical plan administrator or customer service resource for medical benefits, claims, or eligibility.  
  • The majority of Tier 1 and Tier 2 providers (more than 98%) are expected to remain in current tiers with Anthem Blue Cross Blue Shield network.  Click here beginning 10/5/26 to search and verify your providers and facilities are in-network.  
  • For some services, Tier 1 medical copays for the POS plans will be reduced by $10. Tier 1 coinsurance will be reduced by 5% for some services with the HSA and POS plans. View the comparison chart that provides copay and coinsurance information.  
  • HSA and POS plan members will have access to LiveHealth Online® 24/7 virtual care at a $5 copay for urgent care, primary care, or behavioral health.
  • Prime Therapeutics will manage pharmacy benefits for the HSA and POS plans, replacing CVS/Caremark. Learn more. Learn more about prescription costs and eligible pharmacies here beginning 10/5/26.

About the HSA Plan

The HSA Plan is a consumer-driven medical plan that puts you in charge of how your health care dollars are spent. The plan comes with a tax-advantaged health savings account (HSA), funded in part by Emory, that you can use to pay for your medical expenses. The HSA Plan has a higher deductible and out-of-pocket maximum than the POS Plan, but employee contribution amounts (monthly or biweekly rates) are lower.

About the POS Plan

The POS Plan is a more traditional medical plan that uses copays and coinsurance to pay for services. The deductible and out-of-pocket maximum is lower than the HSA Plan, but the employee contribution amounts are higher than the HSA Plan.

Frequently Asked Questions

Learn more about changes to the HSA and POS plans and pharmacy benefits.

Tools and Resources