Medical, Dental, and Vision Rates
2025 employee contribution amounts for medical, dental, and vision plans are provided in the charts below.
Medical Plan Rates
Costs for each medical plan option are based on your salary and your work status — full-time (regular employees scheduled to work 30 or more hours per week) or part-time (regular employees regularly scheduled to work between 20-29.9 hours per week).
Rates in the charts below do not include the monthly $50 per person tobacco use surcharge (see below for more details).
Medical Plan Full-time Rates
Full-time employee rates for the three salary-based rate bands are listed below:
| Aetna HSA Plan | Aetna POS Plan | Kaiser Permanente Plan | ||||
|---|---|---|---|---|---|---|
| Monthly | Biweekly | Monthly | Biweekly | Monthly | Biweekly | |
| SALARY-BASED RATE BAND 1:< $28.84 hourly/$60,000 annually* | ||||||
| Employee Only | $40.00 | $20.00 | $67.00 | $33.50 | $56.00 | $28.00 |
| Employee + child(ren) | $137.00 | $68.50 | $220.00 | $110.00 | $186.00 | $93.00 |
| Employee + spouse | $226.00 | $113.00 | $336.00 | $168.00 | $282.00 | $141.00 |
| Family | $311.00 | $155.50 | $473.00 | $236.50 | $397.00 | $198.50 |
| SALARY-BASED RATE BAND 2: $28.84 to $48.07 hourly/$60,000 to $100,000 annually* | ||||||
| Employee Only | $44.00 | $22.00 | $75.00 | $37.50 | $62.00 | $31.00 |
| Employee + child(ren) | $153.00 | $76.50 | $246.00 | $123.00 | $208.00 | $104.00 |
| Employee + spouse | $252.00 | $126.00 | $375.00 | $187.50 | $315.00 | $157.50 |
| Family | $347.00 | $173.50 | $527.00 | $263.50 | $443.00 | $221.50 |
| SALARY-BASED RATE BAND 3: > $48.07 hourly/$100,000 annually* | ||||||
| Employee Only | $52.00 | $26.00 | $87.00 | $43.50 | $73.00 | $36.50 |
| Employee + child(ren) | $179.00 | $89.50 | $288.00 | $144.00 | $243.00 | $121.50 |
| Employee + spouse | $295.00 | $147.50 | $439.00 | $219.50 | $368.00 | $184.00 |
| Family | $407.00 | $203.50 | $617.00 | $308.50 | $518.00 | $259.00 |
* annual salary based on someone who works 40 hours per week.
Medical Plan Part-time Rates
Part-time employee rates for the three salary-based rate bands are listed below:
| Aetna HSA Plan | Aetna POS Plan | Kaiser Permanente Plan | ||||
|---|---|---|---|---|---|---|
| Monthly | Biweekly | Monthly | Biweekly | Monthly | Biweekly | |
| SALARY-BASED RATE BAND 1:< $28.84 hourly/$60,000 annually* | ||||||
| Employee Only | $49.00 | $24.50 | $84.00 | $42.00 | $69.00 | $34.50 |
| Employee + child(ren) | $171.00 | $85.50 | $276.00 | $138.00 | $233.00 | $116.50 |
| Employee + spouse | $282.00 | $141.00 | $420.00 | $210.00 | $353.00 | $176.50 |
| Family | $389.00 | $194.50 | $591.00 | $295.50 | $496.00 | $249.00 |
| SALARY-BASED RATE BAND 2: $28.84 to $48.07 hourly/$60,000 to $100,000 annually* | ||||||
| Employee Only | $55.00 | $27.50 | $93.00 | $46.50 | $77.00 | $38.50 |
| Employee + child(ren) | $191.00 | $95.50 | $307.00 | $153.50 | $259.00 | $129.50 |
| Employee + spouse | $315.00 | $157.50 | $468.00 | $234.00 | $393.00 | $196.50 |
| Family | $434.00 | $217.00 | $659.00 | $329.50 | $553.00 | $276.50 |
| SALARY-BASED RATE BAND 3: > $48.07 hourly/$100,000 annually* | ||||||
| Employee Only | $65.00 | $32.50 | $109.00 | $54.50 | $91.00 | $45.50 |
| Employee + child(ren) | $223.00 | $111.50 | $360.00 | $180.00 | $304.00 | $152.00 |
| Employee + spouse | $368.00 | $184.50 | $548.00 | $274.50 | $460.00 | $230.00 |
| Family | $508.00 | $254.00 | $771.00 | $385.50 | $647.00 | $323.50 |
* annual salary based on someone who works 40 hours per week.
Tobacco Use Surcharge
To support the health and wellness of our faculty and staff, Emory has implemented a $50 per person monthly tobacco use surcharge on medical plan contributions for employees and their spouses who are covered on the Emory medical plan and use tobacco products.
When you enroll, you must certify online in Self-Service whether or not you and your spouse have used tobacco within the last 60 days. The per person tobacco use surcharge will be waived if:
- You certify that you and/or your spouse have not used tobacco within the last 60 days; OR
- You are currently being treated by a physician for a medical condition such as nicotine addiction. In this case, you and your physician will need to complete and return the Tobacco Cessation Physician Affidavit form to the Benefits Department.
Dental Plan Rates
| Aetna PPO Plan | Aetna DMO Plan | |||
|---|---|---|---|---|
| Monthly | Biweekly | Monthly | Biweekly | |
| Employee Only | $31.00 | $15.50 | $20.00 | $10.00 |
| 2-Person | $69.00 | $34.50 | $40.00 | $20.00 |
| Family | $113.00 | $56.50 | $66.00 | $33.00 |
| Aetna PPO Plan | Aetna DMO Plan | |||
|---|---|---|---|---|
| Monthly | Biweekly | Monthly | Biweekly | |
| Employee Only | $38.75 | $19.38 | $22.22 | $11.11 |
| 2-Person | $83.00 | $41.50 | $45.96 | $22.98 |
| Family | $139.00 | $69.50 | $72.58 | $36.29 |
Vision Plan Rates
| Monthly | Biweekly | |
|---|---|---|
| Employee Only | $12.28 | $6.14 |
| Employee + child(ren) | $24.50 | $12.25 |
| Employee + spouse | $23.28 | $11.64 |
| Family | $36.08 | $18.04 |