Annual Benefits Enrollment

Each year, Emory University offers you the opportunity to review your benefit elections during the annual enrollment period and make changes for the upcoming plan year. This year’s annual benefits enrollment period will be held October 24 through November 7, 2022. Changes made to your coverage will become effective January 1, 2023.

What's New for 2023?

Medical, Dental and Vision Plan Rates

There will be no increase in employee contribution rates for the medical, dental, or vision plans for 2023.  View rates.

Deductible Increase for the HSA Plan

Due to IRS regulations, the HSA Plan deductible will increase. The deductible for Tier 1 will increase from $1,450 to $1,550 for employee only coverage and from $2,900 to $3,100 for employee + spouse/family coverage (refer to the Medical Plan Comparison for other tier levels).

FSA Maximum Increase

The Flexible Spending Account (FSA) maximum election will increase from $2,750 to $2,850. As a reminder, if you wish to utilize an FSA for your medical expenses, you need to set aside funds by making an election each year; it does not carry over.

Alex Tool to Help with Benefits Decisions

Using the ALEX® tool can help you better understand your benefits options so you can make smart, cost-effective choices. The tool offers some expanded features this year. Use ALEX.

Medical Plan Incentives

Incentives will be offered again in 2023, giving you the opportunity to offset your medical costs by participating in a variety of healthy activities. View incentives.

Medical Coverage

Emory offers comprehensive medical coverage to help protect you and your family from catastrophic medical costs. You can choose from three different plans:

  1. Aetna HSA Plan
  2. Aetna POS Plan
  3. Kaiser Permanente Plan (to learn more about the Kaiser Plan, click here)

For detailed information about each of these plans, review the 2023 Benefits Guide or use the following tools to help you decide which plan is right for you:

Medical Plan Rates

View monthly/biweekly employee contribution amounts for 2023.

View rates

Medical Plan Comparison Chart

Compare deductibles, out-of-pocket maximums, copays, coinsurance and other medical expenses for all three medical plans.

See chart

ALEX®

Use  ALEX, our new online benefits counselor, to help lead you to the plans that work best for you.

Go to ALEX

Dental and Vision Coverage

Dental Coverage

You can choose between two different types of dental plans:

  1. Aetna Traditional Dental (PPO)
  2. Aetna Dental Maintenance Organization (DMO).

You can learn more about these plans in the 2023 Benefits Guide.

View 2023 dental rates

Vision Coverage

Emory offers an optional vision plan through EyeMed Vision Care. Refer to the 2023 Benefits Guide for more details.

View 2023 vision rates

Flexible Spending Account (FSA) Reminder

According to IRS regulations, each year you must enroll during your benefits annual enrollment period if you want to participate in either a Healthcare FSA or a Dependent Day Care FSA.

A Flexible Spending Account (FSA) is funded with money you contribute on a pre-tax basis. You can use FSA funds to pay for qualified out-of-pocket health care costs for you and eligible dependents or dependent day care charges.

For 2023, you can contribute between $200 and $2,850 pre-tax annually into the Healthcare FSA and between $200 and $5,000 in a Dependent Day Care FSA. If you are married and file separately, you can contribute up to $2,500 in a Dependent Day Care FSA.

Learn more about FSAs in the 2023 Benefits Guide.

Other Coverage

During annual enrollment, you can also add or make changes to many other types of coverage such as life insurance, short or long term disability, and much more. For information, review the 2023 Benefits Guide.

How to Enroll

Step 1: Learn More

Learn more about the benefits that are available to you by reviewing the 2023 Benefits Guide.

Attend a Session or Watch a Video

You may wish to attend a benefits session. Our benefits team will hold all of this year’s annual enrollment presentations virtually, as Zoom webinars. Pre-registration is required (registration links coming soon). Dates and times are:

  • Friday, October 21, 2022, 1:00 pm

  • Wednesday, October 26, 2022, 10:00 am

  • Thursday, November 3, 2022, 2:00 pm

If are unable to attend a session, you can watch a pre-recorded video (coming soon).

Step 2: Enroll Online

During the annual enrollment period, October 24 - November 7, 2022, go to Self-Service to complete your enrollment online. View steps.

You will need your network ID and password. If you don’t know your password, call 404-727-7777 for assistance.

Note: Duo Security Two-Factor Authentication is required to log in to Self-Service from outside the Emory network.

Step 3: Print, Review, Save

Once you have completed your enrollment online, save or print a copy of your confirmation statement, review it for accuracy, and retain it for your records. Confirmation statements will also be emailed to you after enrollment closes.

Checklist

Make sure you've completed everything with the Annual Enrollment Checklist.