Annual Benefits Enrollment

Each year, Emory University offers you the opportunity to review your benefit elections during the annual enrollment period and make changes for the upcoming plan year. This year’s annual benefits enrollment period will be held October 25 through November 8, 2021. Changes made to your coverage will become effective January 1, 2022.

What's New for 2022?

The current pandemic has reminded all of us just how important our health is. Whether it’s your physical, mental or financial health, Emory offers a comprehensive benefits package to help meet your needs. Here are the highlights of what is changing for 2022:

Medical, Dental and Vision Plan Rates

Medical costs continue to rise overall. While last year Emory was able to keep medical plan employee contributions flat, there will be increases to the employee contributions for 2022. The increases vary by plan and coverage tier to reflect the claims costs of the plans. Dental and vision plan rates will remain the same as last year. View rates.

Behavioral Mental Health

To make it easier and more cost-effective to access behavioral mental health services, out-of-network behavioral health providers will now be covered at the in-network benefit level for the Aetna POS and HSA Plans. This includes psychiatry, psychology and other licensed behavioral health providers. This change does not apply for the Kaiser plan, as there is only in-network coverage with that plan (no out-of-network).

Lab Services

For the Aetna POS Plan, independent lab services (blood draws) will no longer be subject to the deductible. For non-preventive labs, the coinsurance will still apply. This is already offered in the Kaiser plan.

Life Insurance, Accidental Death and Dismemberment (AD&D), and Short Term Disability

Due to Emory’s continued partnership with Unum and The Standard, the premiums for Supplemental Life Insurance and Accidental Death and Dismemberment (AD&D) will decrease by about 18% and the premiums for Short Term Disability will decrease by about 4%.

COLA Enrollment Without Evidence of Insurability

Employees who are currently enrolled in Long Term Disability (LTD), but did not initially elect the Cost of Living Adjustment (COLA), will be able to enroll in COLA during annual enrollment without answering questions about their health. However, pre-existing condition exclusions will apply. Please see the 2022 Benefits Guide for additional information.

Alex Tool to Help with Benefits Decisions

Using the ALEX® tool can help you better understand your benefits options so you can make smart, cost-effective choices. The tool offers some expanded features this year. Use ALEX.

Medical Plan Incentives

Incentives will be offered again in 2022, giving you the opportunity to offset your medical costs by participating in a variety of healthy activities. View incentives.

Medical Coverage

Emory offers comprehensive medical coverage to help protect you and your family from catastrophic medical costs. You can choose from three different plans:

  1. Aetna HSA Plan
  2. Aetna POS Plan
  3. Kaiser Permanente Plan (To learn more about the Kaiser Plan, click here)

For detailed information about each of these plans, review the 2022 Benefits Guide or use the following tools to help you decide which plan is right for you:

Medical Plan Rates

View monthly/biweekly employee contribution amounts for 2022.

View rates

Medical Plan Comparison Chart

Compare deductibles, out-of-pocket maximums, copays, coinsurance and other medical expenses for all three medical plans.

See chart

ALEX®

Use  ALEX, our new online benefits counselor, to help lead you to the plans that work best for you.

Go to ALEX

Dental and Vision Coverage

Dental Coverage

You can choose between two different types of dental plans:

  1. Aetna Traditional Dental (PPO)
  2. Aetna Dental Maintenance Organization (DMO).

You can learn more about these plans in the 2022 Benefits Guide.

View 2022 dental rates

Vision Coverage

Emory offers an optional vision plan through EyeMed Vision Care. Refer to the 2022 Benefits Guide for more details.

View 2022 vision rates

Flexible Spending Account (FSA) Reminder

According to IRS regulations, each year you must enroll during your benefits annual enrollment period if you want to participate in either a Healthcare FSA or a Dependent Day Care FSA.

A Flexible Spending Account (FSA) is funded with money you contribute on a pre-tax basis. You can use FSA funds to pay for qualified out-of-pocket health care costs for you and eligible dependents or dependent day care charges.

For 2022, you can contribute between $200 and $2,750 pre-tax annually into the Healthcare FSA and between $200 and $5,000 in a Dependent Day Care FSA.  If you are married and file separately, you can contribute up to $2,500 in a Dependent Day Care FSA.

Learn more about FSAs in the 2022 Benefits Guide.

Other Coverage

During annual enrollment, you can also add or make changes to many other types of coverage such as life insurance, short or long term disability, and much more. For information, review the 2022 Benefits Guide.

How to Enroll

Step 1: Learn More

Learn more about the benefits that are available to you by reviewing the 2022 Benefits Guide.

Attend a Session or Watch a Video

You may wish to attend a benefits session. Due to the pandemic, our benefits team will hold all of this year’s annual enrollment presentations virtually, as Zoom webinars. Pre-registration is required. Dates and times are:

If are unable to attend a session, you can watch a pre-recorded video:

Step 2: Enroll Online

During the annual enrollment period, October 25 - November 8, 2021, go to Self-Service to complete your enrollment online. View steps.

You will need your network ID and password. If you don’t know your password, call 404-727-7777 for assistance.

Note: Duo Security Two-Factor Authentication is required to log in to Self-Service from outside the Emory network.

Step 3: Print, Review, Save

Once you have completed your enrollment online, save or print a copy of your confirmation statement, review it for accuracy, and retain it for your records. Confirmation statements will also be emailed to you after enrollment closes.

Checklist

Make sure you've completed everything with the Annual Enrollment Checklist.