Medical Plan Rates

Current year medical plan rates for both plans are provided in the charts below.

The rates do not include the monthly $50 per person tobacco use surcharge. More details provided below.

2024 Full Subsidy Contributions (For full-time employees working at least 30 hours per week)
Aetna HSA PlanAetna POS PlanKaiser Permanente Plan
MonthlyBiweeklyMonthlyBiweeklyMonthlyBiweekly
Employee Only$41.00$20.50$76.00$38.00$63.00$31.50
Employee + child(ren)$142.00$71.00$250.00$125.00$211.00$105.50
Employee + spouse$234.00$117.00$381.00$190.50$320.00$160.00
Family$323.00$161.50$536.00$268.00$450.00$225.00
2024 Partial Subsidy Contributions (For employees working between 20 - 29.9 hours per week)
Aetna HSA PlanAetna POS PlanKaiser Permanente Plan
MonthlyBiweeklyMonthlyBiweeklyMonthlyBiweekly
Employee Only$51.26$25.63$95.00$47.50$78.26$39.38
Employee + child(ren)$177.50$88.75$312.50$156.25$263.76$131.88
Employee + spouse$292.50$146.25$476.26$238.13$400.00$200.00
Family$403.76$201.88$670.00$335.00$562.50$281.25

Tobacco Use Surcharge

To support the health and well-being of our faculty and staff, Emory has implemented a $50 per person monthly tobacco use surcharge on medical plan contributions for employees and their spouses who are covered on the Emory medical plan and use tobacco products.

When you enroll, you must certify online in Self-Service whether or not you and your spouse have used tobacco within the last 60 days. The per person tobacco use surcharge will be waived if:

  • You certify that you and/or your spouse have not used tobacco within the last 60 days; OR
  • A physician is currently treating you for a medical condition such as nicotine addiction. In this case, you and your physician will need to complete and return the Tobacco Cessation Physician Affidavit form to the Benefits Department.