Medical Coverage

Emory offers comprehensive medical coverage to help protect you and your family from catastrophic medical costs. You can select from three different types of plans, depending on your needs and budget.

Change to Waiver of COVID-19 Treatment Cost-Share

Emory University medical plans have covered testing and treatment for COVID-19 at no cost-share to plan members to insure access to care during the COVID pandemic without financial stress. However, effective January 31, 2021, as vaccines administration begins; the following COVID-19 related treatments would no longer have a cost-share waiver. Applicable co-pay, deductible and co-insurance will apply to these services.

  • In-patient admissions at all in-network and out-of-network facilities for treatment of COVID-19 or associated health complications.
  • In-network outpatient behavioral and mental health telemedicine visits.

COVID-19 testing and associated doctor visits without cost sharing will continue in the medical plans as directed through federal mandates.

Eligibility

  • Regular full-time or part-time employees scheduled to work 20 hours or more per week are eligible. Eligible employees scheduled to work less than 30 hours per week will pay different medical plan contributions than those scheduled to work 30 hours or more.
  • Full-time temporary positions on a six-month or longer assignment are eligible.
  • If you elect coverage, your eligible dependents are also eligible for medical coverage.

Coverage begins on an employee's date of hire. If you are benefits-eligible, you must enroll during your first 31 days of employment with Emory.

Aetna HSA Plan

The Aetna HSA Plan is a consumer-driven medical plan that puts you in charge of how your health care dollars are spent. The plan comes with a tax-advantaged health savings account (HSA), funded in part by Emory, that you can use to pay for your medical expenses. The HSA Plan has a higher deductible and out-of-pocket maximum than the POS Plan, but employee contribution amounts (monthly or biweekly rates) are lower.

View HSA Plan

Aetna POS Plan

The Aetna POS Plan is a more traditional medical plan that uses copays and coinsurance to pay for services. The deductible and out-of-pocket maximum is lower than the HSA Plan, but the employee contribution amounts are higher than the HSA Plan.

View POS Plan

Kaiser Permanente Plan

The Kaiser Permanente plan is an inclusive network that makes health care simple with everything you need, including primary care providers, specialty care providers, and lab and pharmacy, all conveniently located at Kaiser Permanente’s 26 state-of-the-art medical facilities in the Atlanta metro area.

View Kaiser Permanente Plan

Compare the Plans

Before choosing a plan, consider all of the costs involved, not just your monthly/biweekly rates, but also out-of-pocket expenses like deductibles, coinsurance and copays. Also, try to estimate what your anticipated medical expenses will be for the upcoming year. The following tools can help you:

Medical plan rates

View monthly/biweekly employee contribution amounts for the current plan year.

View rates

Medical plan comparison chart

Compare deductibles, out-of-pocket maximums, copays, coinsurance and other medical expenses for the three different plans.

See chart

ALEX®

ALEX®, our online benefits counselor, can answer your questions and help lead you to the plans that work best for you. ALEX can help you by:

  • Finding your lowest-cost medial plan options.
  • Explaining how everything works. If you have never been sure how deductibles and coinsurance work, ALEX is for you.
  • Simplifying the decision-making process by asking you about your needs and providing personalized, confidential recommendations.

Go to the ALEX tool

How to Enroll

New Hires

Eligible employees can enroll through Self-Service anytime during the first 31 days of employment. View Step-by-Step Enrollment Instructions

If you do not enroll during your first 31 days of employment, you will not receive coverage. Your next opportunity to enroll will be during annual enrollment.

Current Employees

Employees are provided an opportunity to make changes to their benefits each year during annual enrollment (held in the fall).