Pre-65 Retiree Annual Enrollment

What's New for 2027?

Medical, Dental, and Vision Plan Rates

Medical costs continue to rise overall, resulting in an increase in the retiree contributions for 2027. Rates for the dental and vision plans will remain the same as last year. View rates.

Updates to the POS Plan

• Retirees enrolled in the POS plan will have access to a new provider network—the Anthem Blue Cross Blue Shield network, with AmeriBen serving as the medical plan administrator.  

• The majority of Tier 1 and Tier 2 providers (more than 98%) are expected to remain in current tiers with the Anthem Blue Cross Blue Shield network. Click here to search and verify your providers and facilities are in-network.

• Tier 1 and Tier 2 medical copays will be reduced by $10 and Tier 1 and Tier 2 coinsurance will be reduced by 5% for some services. 

• POS plan members will have access to LiveHealth Online® 24/7 virtual care at a $5 copay for urgent care, primary care, or behavioral health. 

• The wellness platform transitions from Sharecare to AmeriBen Engage in 2027, including opportunities to earn medical plan wellness incentives and new redemption options for wellness dollars. 

Updates to Pharmacy Benefit

• Prime Therapeutics will manage pharmacy benefits for the POS plan, replacing CVS/Caremark.

• Access to major retail pharmacies continues, including CVS, Walgreens, Publix, Kroger, Walmart, and Costco, as well as Emory in-house pharmacies.

• Pharmacy options will expand to include home delivery through Amazon Pharmacy, with expedited delivery available for eligible medications and locations. 

• The pharmacy formulary is changing, but most members will see no change in medication coverage or cost. If your medications are affected, you will be notified before your new coverage begins.

Learn More

Learn more about changes to the POS plan and pharmacy benefits in the Frequently Asked Questions.

How to Enroll

Read the 2027 Benefits Guide to determine if Emory’s medical, dental, or vision coverage will meet your needs for the upcoming year.

If you decide want to make changes to your Emory coverage for 2027. Complete and submit the appropriate enrollment forms (see below). If you don’t wish to make any changes, you do not need to do anything; your current coverage will roll over.

To pay for coverage, Emory drafts your checking or saving account through ACH. If you do not have an automatic draft set up with McGriff, our third-party vendor, you will need to complete their ACH form.

Forms

All enrollment forms are in Adobe pdf format. You should download the forms and save them to your computer first before completing them.

Once completed, you can either print and mail your forms or send them as email attachments (see below).

• Pre-65 Retiree Enrollment Form (use this form to to make changes to your Medical, Dental, or Vision Coverage)
• ACH Form (use this form to set up automatic draft payments with McGriff if you do not already have this set up)
• Life Insurance Beneficiary Form (use this form to change your life insurance beneficiary/ies)

Send your completed forms to:

McGriff-Emory
P.O. Box 896881
Charlotte, NC 28289-6881

You can also email your forms to: Lauren.Rice@MarshMMA.com

All forms must be emailed or postmarked by October 16, 2026.

Need Help?

If you have any questions or need help, contact McGriff at 678-367-3107.

You can also contact your Emory benefits office:

• Emory University retirees: 404-727-7613 (Office hours: Monday, Wednesday, Thursday, and Friday: 8:30 a.m. to 4:30 p.m. Tuesday: 8:30 a.m. to 1:30 p.m.).
• Emory Healthcare retirees: 404-686-7100 option 3.